1. PM-KISAN
- Benefit: ₹6,000 annually
- Eligibility: Small and eligible farmers
- Documents: Aadhaar, bank account, land records
- Application: Online or through CSC
2. Ayushman Bharat PM-JAY
- Benefit: Cashless treatment up to ₹5 lakh per family annually
- Eligibility: Eligible families identified under government criteria
- Coverage: Thousands of empanelled hospitals across India
- Documents: Aadhaar, ration card (where applicable)
3. PM Awas Yojana
- Purpose: Housing for eligible urban and rural families
- Benefit: Government financial assistance for house construction
- Eligibility: Families without a pucca house
- Documents: Aadhaar, income proof, land documents (as applicable)
4. PM Mudra Yojana
Loans for businesses:
- Shishu
- Kishor
- Tarun
Suitable for:
- Small businesses
- Shop owners
- Startups
- Service providers
5. Atal Pension Yojana
- Age: 18–40 years
- Pension after age 60
- Guaranteed pension based on contribution
6. PM Suraksha Bima Yojana
- Premium: Around ₹20 per year (subject to prevailing terms)
- Accident insurance up to ₹2 lakh
7. PM Jeevan Jyoti Bima Yojana
- Life insurance cover of ₹2 lakh
- Affordable annual premium
8. Sukanya Samriddhi Yojana
- For girl children below the eligible age limit
- Attractive interest rate (revised periodically)
- Tax benefits under applicable provisions
9. Employment & Skill Schemes
- Skill India Mission
- PM Kaushal Vikas Yojana (PMKVY)
- National Apprenticeship Promotion Scheme (NAPS)
These help with:
- Free skill training
- Certification
- Better employment opportunities
10. Education Schemes
- National Scholarship Portal
- Post-Matric Scholarships
- Pre-Matric Scholarships
- Digital education initiatives
11. Women-Centric Schemes
- Beti Bachao Beti Padhao
- Ujjwala Yojana
- Women Self Help Group support
- Various state direct benefit transfer schemes for women continue to expand.
12. Senior Citizens
- Senior Citizens Savings Scheme (SCSS)
- Atal Pension Yojana
- Ayushman Bharat (if eligible)
13. Newer 2026 Initiatives
Recent policy announcements and budget priorities include:
- Expanded semiconductor and electronics manufacturing incentives (Semicon 2.0)
- Increased support for MSMEs and manufacturing
- Continued infrastructure investment
- Social security reforms under the Code on Social Security framework.
If you’re preparing for competitive exams
For exams such as IBPS SO, SBI, RBI, SSC, UPSC, or State PSC, you should know:
- Launch year
- Ministry
- Objective
- Target beneficiaries
- Key benefits
- Latest updates/current affairs